Life Insurance
A little planning today. A more secure tomorrow.
Life insurance is a contract between the policyholder and the insurance company, in which the insurer pays a specific sum to the insured person’s family upon their death.
Term Life Insurance
Term life insurance lasts for a specific period of time called a term. If the insured person dies within that period, the insurance carrier pays a death benefit to the insured’s beneficiaries.
Permanent Life Insurance
Permanent life insurance covers you for your lifetime. It has a level premium (the same rate every year) and accumulates cash value over the years that you own the policy.
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